The Department for Work and Pensions (DWP) has officially confirmed a new £780 extra support package for 2025, bringing vital financial help to millions of low-income households, pensioners, disabled individuals, and carers across the UK.
With energy, food, rent, and other essential costs still rising, this multi-payment scheme is a timely intervention to ease financial pressure. Here’s a clear, comprehensive guide to who qualifies, how payments will be made, expected dates, and how you can make sure you don’t miss out.
What the £780 Payment Package Means
The £780 is not a one-time lump sum but the total of several cost-of-living payments that will be delivered in multiple instalments across 2025. These are designed to support households during periods of high expenses, such as post-winter bills or summer childcare burdens.
This targeted support aims to cover:
- Utility and energy bills
- Food and grocery costs
- Transportation
- Rent and other essentials
Who Qualifies for the £780 DWP Support
Eligibility for these payments is tied to your benefit status during certain qualifying periods. You do not need to apply separately. The DWP will identify eligible recipients using its benefit records.
You may qualify if you currently receive:
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Pension Credit
- Income Support
- Child or Working Tax Credits
- Personal Independence Payment (PIP)
- Disability Living Allowance (DLA)
- Attendance Allowance
- Carer’s Allowance (within a qualifying household)
Each instalment of the £780 package will have its own qualifying window. You must be receiving the relevant benefit during that specific window to qualify for that payment.
How the £780 Will Be Paid to You
There is no need to fill out any forms. The payments will be made automatically into your usual bank or building society account where you receive your benefit payments.
Key points:
- No application required
- No repayment necessary
- No tax is charged on this money
- Does not count as income for benefit means testing
The payments are designed to be simple and hassle-free, so eligible people receive support without delay or paperwork.
Payment Timetable for 2025: What to Expect
Although exact dates will be confirmed closer to each phase, the £780 support will likely be issued in three main rounds across 2025:
- Spring 2025 – to assist with post-winter expenses
- Summer 2025 – to cover seasonal costs such as school holidays
- Autumn/Winter 2025 – to help prepare for cold weather and high heating bills
Each round will have a designated qualifying date. If you are receiving an eligible benefit on that date, the corresponding amount will be paid automatically.
Pensioners Set to Receive Automatic Payments
Pensioners are one of the key groups targeted for this support. Those receiving Pension Credit or Attendance Allowance will receive their payments directly.
Important for pensioners:
- No separate action is needed
- Payments go into the same account as the State Pension or Pension Credit
- Pensioners are urged to check if they are eligible for Pension Credit, as even a small award can unlock hundreds of pounds in extra support
Support for Disabled Claimants
People with disabilities face higher day-to-day costs, including medical, mobility, and care needs. That’s why the 2025 support includes payments for:
- Personal Independence Payment (PIP)
- Disability Living Allowance (DLA)
- Attendance Allowance
These payments are separate from means-tested ones, so both low-income and disabled individuals can receive multiple instalments under the package
Universal Credit Recipients Will Benefit Automatically
Claimants on Universal Credit (UC) are among the largest group of recipients. Even if your earnings fluctuate or you are in part-time work, as long as you’re eligible for UC during the qualifying window, you’ll be included.
Why this matters for UC households:
- Rising inflation affects food, rent, and travel
- Earnings inside UC won’t disqualify you if you’re still eligible
- Many UC households are in insecure or part-time jobs, making this support vital
Carers and Low-Income Workers Included
Carers, especially unpaid family carers, will be supported if they receive:
- Carer’s Allowance
- Or are part of a low-income household also receiving UC or Pension Credit
In addition, working families receiving:
- Working Tax Credit
- Child Tax Credit
- Universal Credit (with dependent children)
may also receive parts of the £780 support, depending on their benefit status during the relevant payment phases.
How You’ll Know When a Payment Arrives
Payments will appear in your bank account with references like:
- “DWP COL”
- “Cost of Living”
- Or other DWP reference names
No letter or email will be sent. Keep an eye on your account during the published payment windows.
If you’re unsure, follow these steps:
- Confirm you were on an eligible benefit on the qualifying date
- Wait for the full payment window to pass
- Then contact DWP via your regular benefit helplin
What to Do If You Think You Missed a Payment
If you believe you were eligible but didn’t receive your payment:
- Do not apply for new benefits just for this
- Avoid scam messages claiming to register you
- Wait until the payment window fully closes
- Then contact the DWP
In many past cases, late payments were resolved automatically
Warning: Be Aware of Payment Scams
With new payments, scammers often target claimants with fake texts or emails.
Watch out for messages asking you to:
- “Apply for your £780”
- “Click here to release funds”
- “Confirm your bank details”
The DWP will never ask for your bank details via email or text. All payments are automatic. Report any suspicious messages through official UK fraud reporting sites.
How the £780 Fits with Other Benefits in 2025
This support is in addition to annual benefit increases, including:
- State Pension uplifts
- Universal Credit increases
- Inflation-linked rises in disability benefits
So households could receive:
- Higher weekly or monthly benefit payments
- Plus the extra payments totaling £780
This combined approach offers a more robust safety net for vulnerable groups in 2025.
Why the Government Is Offering This Extra Help
Even though inflation is falling, living costs remain high, and many families are still recovering financially from previous years.
Government aims behind the support:
- Reduce reliance on food banks
- Prevent households from falling into debt
- Support economic recovery
- Help vulnerable people during a period of uncertainty
The £780 figure is designed to offer practical help without requiring administrative hurdles.
What You Should Do Next
To prepare for the 2025 payments:
- Ensure your bank details on file with DWP are accurate
- Report any changes in personal circumstances
- Check if you’re eligible for Universal Credit or Pension Credit
- Don’t rely on unofficial websites for payment info
If you might be eligible for benefits but haven’t claimed yet, applying now could make you eligible for future cost-of-living payments.
Summary of the £780 Extra Payment for 2025
Here’s a recap:
- £780 = multiple payments across 2025
- Targeted at low-income households, pensioners, disabled people, and carers
- No application required
- Tax-free and won’t affect existing benefits
- Paid directly into your regular bank account
This support package offers meaningful financial relief at a time when many UK households need it most.






